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Use your debit card abroad
Spend abroad with your debit card
Always select to pay in local currency
Whether you’re paying in a restaurant, bar or local souvenir shop, don’t agree to the transaction being in pounds. It could cost you more than paying in the local currency. Point-of-sale currency conversion rates are set by the retail outlet and they’re usually less favourable.
For example, if you are in the eurozone then select to pay in euros, not pounds, at the card machine.
Try our card currency calculator and you could get a clearer picture of your conversion rates and charges.
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If you are looking to spend fee-free* on purchases anywhere in the world - a packaged account might suit you. Benefits for some accounts also include travel insurance, booking discounts, airport lounge access and more.
Monthly fees and eligibility criteria apply.
*Not valid for ATM withdrawals. Other local fees may apply.
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Want to exchange pounds into euro or US dollar in the app and spend them fee-free with your existing debit card? Consider a Travel account. Easy set up, 24/7 currency exchange & euro or US dollar spend tracking. Withdraw €/$200 without any fees from us every 30 days too.
Travel accounts can be linked to eligible current accounts only. UK residents over 18. Eligibility and Terms apply. Fees may apply, such as local ATM fees or bank fees if you don't hold enough foreign currency to cover a transaction. Two Travel accounts per customer, one euro and one US dollar.
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Need travel money?
Order your travel money ahead of your trip and have it delivered directly to your door, or ready for collection at a wide range of locations. Range of worldwide currencies available.
Understand fees and charges
Get to know the charges and fees you encounter abroad, and how best to avoid them - so that you (and your wallet) can really relax on holiday.
Will I be charged for using my debit card abroad?
You can take your debit card abroad, but some account types have non-sterling transaction fees. Select your account type to find out more.