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Get a quote for a loan

See if you're likely to be accepted for a loan

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

It takes minutes to get a loan quote online

Use your Online Banking log in details to check if you're eligible for a loan and how much we could lend to you. 

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See your personalised interest rate

We’ll show your personalised interest rate you’re likely to get if you go on to apply and your monthly repayments.

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With no impact on your credit score

We use a soft credit search, so getting a quote online won't affect your credit rating. 

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Are you ready to apply?

We'll start with your free quote

At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.

To apply online, you'll need to:

  • Be 18+ and a UK resident. 
  • Not have been declared bankrupt in the last six years.
  • Not have applied for a loan with us in the last 28 days.

Sounds good so far? Just a bit more info to get through:

Ready to apply?

Are you applying on your own?

Great, let's get started!

Just so you know, you can only apply if you have two loans or fewer with us. 

More than two loans? You'll need to pay one off before you apply.

A quick heads-up before you apply...

To apply for a joint loan applicants must both:

  • Be 18+ and a UK resident.
  • Have your own mobile number and email address.
  • Have had a NatWest current account for 3 months+.
  • Not have been declared bankrupt in the last 6 years.
  • Not have applied for a loan in the last 28 days.

Are you applying first? You'll need to know:

  • Both your addresses.
  • Both your incomes and outgoings (how much you spend).