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What is a cashback mortgage?
- A cashback mortgage is a type of mortgage product that pays you a cash lump sum when you successfully buy a house or remortgage your current property. You can spend the money however you like, from moving costs to furniture for your new property, easing the strain at what can be a financially draining time.
- We’ll send the cash to your solicitor on the day your mortgage is drawn down. They will then pass the money on to you directly.
Our first time buyer exclusive range
Simply choose a 'first time buyer exclusive' mortgage, apply with us and we’ll pay £150 - £1000 cashback to your solicitor on the day you drawdown your mortgage.
The amount of cashback you receive is dependent upon the products available and the mortgage that you apply for.
The offer is only available on selected 'first time buyer exclusive' mortgages marked with ‘cashback’ and can be changed or withdrawn at any point. Early repayment charges may apply. Max LTV 90%.
Compare mortgages
See what you could borrow. And compare our cashback mortgages with everything else we have on offer.
You’ll also see what your monthly repayments would be with different mortgages and interest rates.
Get an Agreement in Principle
With a personalised Agreement in Principle, you’ll get a more accurate answer on what we may be able to lend you. Plus, you’ll be in the ideal place to start house hunting or put in an offer on a property you've already seen.
Learn about more mortgage types
Other mortgage types and rates
Are there any other mortgage offers and schemes?
Need some help?
Call us
We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process.
Call us on ${dn-0800 096 9527}
Relay UK: 18001 0800 096 9527
Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.
Buy to Let? We only provide Buy to Let mortgages online for small portfolio landlords.
- Please use our tools and guidance designed to help you complete your mortgage application online.
- We do not provide advice on Buy to Let mortgages but if you need technical help with your online application, get in touch so we can provide support.
- If you are not a small portfolio landlord, or you wish to apply with a mortgage professional, NatWest Buy to Let mortgages are available via mortgage brokers.