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Mortgage calculator
Find out how much you could borrow and what it could cost
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Based on what you told us, you need a mortgage of
Based on what you told us, we could lend you...
With your deposit of {deposit}, this gives you a maximum property budget of {property}
Your monthly payments could be...
All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
We have found N mortgages for you.
Or...for a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle.
Or...for a more accurate view of what you may be able to borrow, you'll need an Agreement in Principle.
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Sorry, but based on the information you have supplied us, we are unable to provide you with a borrowing quote.
You could try entering different values to see how this affects the outcome.
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Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Representative example
Fixed rate
A mortgage of £131,748 payable over 25 years, initially on a fixed rate for 5 years at 2.01% and then our variable rate of 3.59% for the remaining 20 years would require 60 monthly payments of £559.06 and 240 monthly payments of £645.44.
The total amount payable would be £189,681.87 made up of the loan amount of £131,748 plus interest of £57,933.87. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 3.1% APRC representative.
Tracker rate
A mortgage of £130,995 payable over 20 years, initially on a tracker rate for 2 years at 1.97% below the NatWest base rate and then our variable rate of 3.59% for the remaining 18 years would require 24 monthly payments of £639.37 and 216 monthly payments of £753.30.
The total amount payable would be £179,286.65 made up of the loan amount £130,995 plus interest of £48,291.65. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 3.3% APRC representative.